Memory is not really a storage problem; it is a set of decisions about what to extract, rank, update, and forget, and a hosted layer makes most of those for you. So separate the behavior you depend on from the API you call. Some open source options are libraries you embed in your app; others are full services with their own database, vector index, and background jobs. Settle one question early: whether memory is scoped to a user, an agent, an organization, or a conversation, since that shapes the data model and permission checks everything else hangs off.
The gaps are in defaults and operational polish, not raw capability. A managed layer quietly picks embeddings, chunking, deduplication, conflict handling, latency budget, and retention; a replacement makes you define and test each against real conversations. Match the tool to your shape of memory. Letta builds stateful agents with advanced memory, the successor to MemGPT, with Python and TypeScript SDKs. Cognee ingests data into a self-hosted knowledge graph, combining vector embeddings, graph reasoning, and ontology generation. Zep centers on a temporal knowledge graph, though its self-hostable path is now the open Graphiti framework rather than the deprecated Community Edition.
Plan the move as an export, a rebuild, and a comparison. Pull the raw memory text, metadata, timestamps, and scope identifiers Mem0 holds per user, agent, or session, through whatever export or API path your account allows. Regenerate embeddings instead of reusing them, since vectors are tied to the model, dimensions, and index they were built with. Use the migration to clean up duplicate memories, stale facts, and summaries that suited Mem0 but not your new retrieval. Then run both on a fixed set of real conversations and score which recalls the right fact, ignores outdated details, and respects scope before cutting over.